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Steel Root Capital

Investment Property Loan Programs

Business-purpose DSCR, bridge, construction, portfolio, and multifamily financing for non-owner-occupied real estate.

Ground-Up Construction Loans

Construction financing for experienced builders and real estate investors with permitted projects and a defined exit strategy.

  • Up to 75% LTC
  • Up to 100% of approved construction costs
  • DSCR takeout available after stabilization
View Ground-Up Construction Loans

DSCR Loans for 1–4 Unit Rentals

Thirty-year financing for stabilized, non-owner-occupied rental properties, qualified primarily on property cash flow rather than personal income.

  • Available for 1–4 unit rental properties
  • No personal income verification
  • Clean files can close in as little as two weeks
View DSCR Loan Details

Portfolio DSCR and Blanket Loans

Cross-collateralized DSCR financing for experienced investors acquiring, refinancing, or accessing equity across multiple stabilized rental properties.

  • Finance up to 25 properties in one loan
  • Aggregate loan amounts up to $6.25 million
  • Partial releases available at 120% of the allocated loan amount
View Portfolio and Blanket Loan Details

Fix & Flip and Bridge Loans

Acquisition and renovation financing for experienced real estate investors with a defined scope of work and exit strategy.

  • Up to 90% LTC for qualified sponsors
  • Up to 100% of the approved rehab budget
  • Draws fund in 2–3 business days after an approved inspection
View Fix & Flip and Bridge Loans

Multifamily DSCR Loans

Thirty-year DSCR financing for stabilized small-balance multifamily and qualifying mixed-use investment properties.

  • 5–9 unit residential properties
  • 2–8 unit mixed-use properties with up to 49% commercial space
  • Minimum DSCR starts at 1.00x
View Multifamily DSCR Loan Details

Every deal reviewed by the person who signs the commitment.

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