Terms of Use

Effective Date: January 1, 2026

Welcome to the Steel Root Capital website. By accessing or using this website, you agree to the following Terms of Use. If you do not agree with these terms, please do not use the site.

1. Website Purpose

Steel Root Capital provides information regarding:

  • DSCR lending programs

  • broker relationships

  • financing inquiries

  • investment property lending

  • company information

  • educational and informational content

The content on this website is intended for informational and business purposes only.

2. No Commitment to Lend

Nothing on this website constitutes:

  • a commitment to lend

  • a loan approval

  • a rate guarantee

  • an offer to extend credit

  • legal, financial, or tax advice

All financing remains subject to:

  • underwriting review

  • borrower qualification

  • property review

  • program guidelines

  • capital availability

  • applicable legal and regulatory requirements

Terms, rates, and loan structures may change without notice.

3. Broker Relationships

Steel Root Capital operates through broker and referral relationships nationwide. Submission of a loan scenario does not create:

  • an exclusive relationship

  • fiduciary obligations

  • guaranteed financing

  • agency representation unless expressly agreed in writing

4. Accuracy of Information

While we strive to provide accurate and current information, Steel Root Capital makes no warranties or representations regarding:

  • completeness

  • reliability

  • accuracy

  • availability

  • suitability of website content

Users rely on information at their own discretion.

5. Intellectual Property

All website content, including:

  • branding

  • logos

  • design

  • text

  • graphics

  • layouts

  • downloadable materials

…are the property of Steel Root Capital unless otherwise stated and may not be copied, reproduced, distributed, or used without prior written permission.

6. Acceptable Use

Users agree not to:

  • misuse the website

  • attempt unauthorized access

  • submit false information

  • interfere with website functionality

  • use the website for unlawful purposes

Steel Root Capital reserves the right to restrict access or remove submissions at its discretion.

7. Third-Party Services and Links

This website may contain links to third-party services, scheduling tools, or external websites. Steel Root Capital is not responsible for:

  • third-party content

  • privacy practices

  • availability

  • accuracy

  • external services

Accessing third-party websites is done at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Steel Root Capital shall not be liable for:

  • indirect damages

  • consequential damages

  • business interruption

  • data loss

  • lost profits

  • reliance on website information

arising from use of this website or related services.

9. Regulatory and Licensing Notice

Steel Root Capital currently operates through broker-channel origination and capital partner relationships. Lending activities may be subject to state licensing requirements and applicable laws depending on jurisdiction.

Availability of programs may vary by state.

10. Modifications

Steel Root Capital may modify these Terms of Use at any time without prior notice. Continued use of the website constitutes acceptance of updated terms.

11. Governing Law

These Terms shall be governed by and interpreted under the laws of the State of Florida, without regard to conflict of law principles.

12. Contact Information

Steel Root Capital
Sandestin, FL
By appointment only